How to Make Money with Quidco: Complete Guide

First, let’s look at how you make money with Quidco and how to maximize how much you earn. Primarily you’re going to earn cashback from online retailers. This means that you click through to a retailer such as Argos, via the Quidco site, make your purchase and then receive a percentage of that back into your Quidco account. There are several things you can do to increase how much you earn on Quidco which we discuss below.

1. Consider Quidco Premium

Quidco is free and as mentioned a 100% cashback site. However, they also offer a premium option that grants you increased cashback from retailers, higher payouts when converting your Quidco funds to gift cards, and double the difference when you find a better cashback rate elsewhere. Normally I would advise against a premium option, however, Quidco has a very unique way of handling this that is very favourable. Instead of actually paying for premium, Quidco will simply take £1 out of your Quidco funds each month. This £1 will only be taken if you have made a transaction that month.

So, with the above, if you were cashing out £100 to a Tesco gift card with a basic account, you’d receive £102. If you were doing the same with a premium account, assuming that you earn the £100 within one month, you’d receive £103 (£104 – £1 premium subscription). It’s not a huge difference, but if you’ve stacked up enough for a big payout, it’s worth activating premium for that month only.

Now that you’ve decided whether to go for a basic or premium account, let’s break this down into the different ways to earn money with Quidco:

2. General purchases through online retailers

For these purchases, you will receive a % of your money back when you buy a product. If we take Curry’s for example; we click through to the site from the Quidco cashback offer page and make our purchase. Next, we simply wait for the cashback to show in our Quidco account. It’s important to consider here that you are only going to profit from this if you were going to purchase from this retailer anyway or if you were going to purchase the product anyway. Don’t buy for the sake of getting cashback. Buy via a cashback site because you were going to make the purchase anyway.

To maximise your profit with general retailer cashback you need to consider:

• Whether it is worth switching to a Quidco premium account, even temporarily (for a higher cashback/payout).
• Check the Quidco “Cashback safe” vouchers which can give money off on purchases when checking out at a retailer.
• Whether another cashback site such as TopCashback offers higher cashback for the same retailer.
• Cash is always the sensible payout option. But if you’re about to do your weekly shop at Tesco, it makes sense to redeem your payout as a Tesco gift card with the built-in bonus payout (even if you’re just using a basic account).

3. Free Cashback

Quidco also offers free cashback. With these offers, you don’t even need to make a purchase. They are completely cost-free and normally involve signing up for a free account. Currently, as of writing this includes Experian and Graze. The free cashback section is however rather hard to find. It can be accessed by going to More -> Hot Offers, scrolling down and clicking on the “Free Cashback” tab over at Quidco.

4. Cashback for Changing Supplier

These are by far the highest paying and most lucrative cashback offers. For example, at the time of writing (2021) there were offers for switching to EDF Energy, with a lump sum cashback payout of £165 and switching to BT Broadband for £132 cashback.

The only thing to be cautious of here is that these offers are typically for specific bundles or rates. Just make sure you read carefully and pick the correct one when switching. And of course, make sure it makes financial sense for you!

Another tip is that once you’ve found a good cashback offer, go to the gas or electricity supplier using an in-private or incognito window in your browser. Run through their quote process to judge if it’s cheaper than your current provider. So for instance, if you were looking into an offer for EDF, you’d go to the EDF supplier switch page which will let you know if it is worth you switching to this supplier. The reason to go in private is so that you’re not tracked. Once you’re happy, go back to a normal browser window (not in-private or incognito!), so your cashback can be tracked, and access the EDF offer via Quidco.

5. Cashback on the Highstreet via Card Linking

6. ClickSnap – Supermarket Receipt Cashback

• The complete moneyback offer. With this you get the entire value of the product back, making whatever you’ve bought free. (Always take them up on these offers).
• The partial moneyback offer. With this, you may get £1 back from purchasing a £2 product. (Only go for these offers if you were going to buy it anyway, or are substituting it for something similar).

7. Quidco Monthly Bonus New

Quidco have introduced a new earning method – the Quidco Monthly Bonus. All you have to do is complete 3 cashback offers for at least £10 each in any given month. The next month you select a reward such as double cashback or an extra £x cashback at a particular retailer.

Try to be clever with this and save you cashback offers for the same month. Similarly, make sure you choose a cashback reward that you’ll actually use. As always, do not complete a cashback offer unless it’s for something you would have bought anyway.